New York Defensive Driving Online
Save Big on Your New York Car Insurance!
We've got incredible news for New York drivers who are looking to save money.
You can save 10% on your New York auto insurance by taking our EASY online defensive driving course, also known as the "IPIRP" course.
You can sign up right now on this website. Just click on the "REGISTER" button to get started.
How the Auto Insurance Discount Works
Any New York driver who completes our Internet Point Insurance Reduction Program (IPIRP) is eligible to receive a mandatory 10% reduction on his or her auto insurance policy. New York state law mandates that this insurance reduction is effective for three years.
The insurance discount is applied to the base rate of the current automobile liability, no-fault and collision premiums. The IPIRP course will not prevent general premium increases, nor will it prevent increases caused by accidents or violations.
The auto insurance discount can be applied to only one driver for each covered vehicle. If you complete an approved motorcycle safety / accident prevention course, the reduction applies to the liability and collision insurance premiums for both your motorcycle and automobile.
How the Insurance Discount is Applied to Youthful Drivers
The discount applies to any insured driver who is the principal operator and completes the insurance reduction program. This includes youthful operators and drivers participating in assigned risk pool.
If a youthful operator is already receiving a discount from a driver education course, then the IPIRP discount might also be applied, but this is at the discretion of the insurance company.
If you have questions about the New York auto insurance discount that are not answered here, please consult our New York defensive driving course FAQ.