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Auto Insurance Discount
In many states, a driver can receive a discount
on his or her automobile insurance premium by attending
a State approved insurance discount (or traffic school
/ defensive driving) course. Some states (such as Florida)
offer a standard auto insurance discount course that
can be taken by drivers of any age, as well as a mature
driver course that is restricted to drivers who are
55 and older.
NOTE: The information on this site
ONLY refers to auto insurance discount courses that
are available to the general public and are not restricted
to specific age groups.
DTA offers both classroom and online auto insurance
discount courses. Our classroom auto insurance discount
courses are taught by professional instructors from
many different fields, including law enforcement, insurance,
academics, and the military. The classroom auto insurance
discount course is video-based and is offered in many
different locations throughout the U.S.
Our online auto insurance discount courses were developed
with the goal of keeping the attention of the student,
so don't expect a DTA course to put you to sleep with
page after page of boring statistics and rehashed material
from the driver's handbook.
Both our online and classroom auto insurance discount
courses are an excellent way for companies to provide
reliable fleet
training to their employees who drive company vehicles.
The use of our courses for fleet training can result
in reduction of losses and decreased corporate insurance
rates.
Read below to find out more about the many auto insurance
discount courses that we offer.
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New
York Auto Insurance Discount — Point Insurance Reduction
Program (PIRP)
New York drivers can drive down their
auto insurance costs by attending DTA's Program for Driver
Improvement course. This 6-hour auto insurance discount
course is fully approved by the New York DMV as part of
its Point Insurance Reduction Program (commonly known as
"PIRP").
DTA's PIRP course can be taken voluntarily to receive a
mandatory 10% automobile insurance discount,
which applies over a 3-year policy period. Many New York
drivers take advantage of this great money-saving opportunity
by attending the course with all of their family members
who hold a driver's license!
Click
here if you would like to read more information about
this course, or select one of the buttons below to proceed.
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Texas
Auto Insurance Discount — Driving Safety Course
(DSC)
Any Texas driver can take our 6-hour
Driving Safety Course / auto insurance discount course
(approved by the TEA) to receive a 10% reduction
in his or her automobile insurance premium. This
auto insurance discount is effective over a 3-year period
and applies whether the driver is taking the course voluntarily
or as part of the deferred adjudication process for a
Texas traffic ticket. Most auto insurance carriers will
honor this discount, but we suggest that you check with
your automobile insurance company first to determine your
eligibility.
After you complete the DSC course, you will receive a
certificate to turn in to your auto insurance provider
for the purpose of obtaining your 10% auto insurance discount.
Click
here if you would like to learn more about the Texas
Driving Safety / auto insurance discount course.
NOTE: A Texas driver who attends both
a Driving Safety Course AND the DADAP course will receive
a total automobile insurance discount of 15%!
(Again, drivers should check with their auto insurance
company first to find out if they are eligible for this
discount.)
Click one of the buttons below to sign up for your classroom
or online Texas Driving Safety Course / insurance discount
course.
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Texas
Auto Insurance Discount — Drug and Alcohol Driving
Awareness Program (DADAP)
Another way to receive an auto insurance
discount in Texas is by taking our 6-hour Drug and Alcohol
Driving Awareness Program (DADAP) (approved by the TEA).
This course can be taken voluntarily by a Texas driver
to receive a 5% reduction in his or her
automobile insurance premium, effective over a 3-year
period. Check with your insurance company to find out
if you can received this discount by taking the DADAP
course.
NOTE: A Texas driver who attends both
a Driving Safety Course AND the DADAP course will receive
a total auto insurance discount of 15%!
After you complete the DADAP course, you will receive
a certificate to turn in to your auto insurance provider
for the purpose of obtaining your mandatory 5% insurance
discount. Again, you should check with your auto insurance
company first to make sure you are eligible to receive
this discount. Click
here if you wish to read more information about DADAP.
Click one of the buttons below to sign up for your classroom
or online Texas DADAP course.
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Virginia
Auto Insurance Discount
Are you a Virginia license holder
looking for a way to reduce your costly automobile insurance
premium? Look no further! DTA offers Virginia drivers a
DMV-approved auto insurance discount course that can be
taken voluntarily for a discount of up to 10%.
NOTE: In order to find out if you are eligible
for this discount, you must first contact your auto insurance
provider. Be sure to let them know that you wish to attend
Driver Training Associates' Virginia DMV approved 8-hour
driver improvement clinic.
Click
here to read course details, or click one of the buttons
below to get started with your Virginia auto insurance discount
course. |
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Florida
Auto Insurance Discount
Florida law (§627.06501, Florida Statutes) allows
a driver to attend a Florida auto insurance discount (i.e.
traffic school) course voluntarily to obtain a discount
of up to 10% off his or her automobile insurance
premium. Since this law does not require a mandatory discount,
the person who wishes to attend the course must first
check with his or her automobile insurance company to
make sure the auto insurance discount is available for
4-hour Basic Driver Improvement course attendance. If
you obtain permission from your insurer to take DTA's
insurance discount course for this purpose, you can sign
up to take the class either online or in a classroom.
The Florida auto insurance discount course can also be
taken for a Florida traffic ticket! Florida law (§626.9541)
states that if a driver receives a ticket for a moving
violation and completes a Basic Driver Improvement course
(i.e. traffic school or the insurance discount course),
that driver's auto insurer cannot cancel his or her policy,
raise his or her automobile insurance rate, or non-renew
the policy. NOTE: This law does not apply
if a driver was at fault in a crash.
Click one of the buttons
below to get started on the insurance discount course,
or click
here to find out more about the Florida Basic Driver
Improvement (insurance discount) course.
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